I have Kadees fitted to most loco's and at the ends of rakes of coaches. Now I don't run trains very often (sad life

), but just of lately I have noticed that the pin on the coupler catches on the rails when crossing points and crossovers. The instructions recommend "not" bending the pin, but I can't see any other option. It also mentions cutting the pin off, but as I have magnets under the track to uncouple loco's this is not an option. I watched a youtube video on adjustments, and they guy just bent it. . The hook will also catch point motor rods - and I've cut those as short as I could.
Has anyone else had this problem?